01
Know your starting point
Understand your plan type, provider, time horizon, and the role a digital asset allocation could play.
Check eligibility ↗ RETIREMENT, REIMAGINED
Make room for
what’s next.
A clearer way to explore crypto in your long-term retirement strategy — with thoughtful guidance, transparent choices, and your future in focus.
Made for long-term thinkersEducational tools for every stage of the journey.
₿BTC
◆ETH
$USDC
RETIREMENT SNAPSHOT LIVE PREVIEW
$248,600 +12.8%
Projected portfolio value ↗
NOW10 YEARS20 YEARS
Stay diversifiedMix strategy by design
Custody-firstSecurity you can understand
Long-term thinkingClear educationTransparent feesRetirement readyNo shortcuts
A BETTER STARTING POINT
Retirement planning,
without the noise.
Crypto can feel complicated. Your retirement strategy shouldn’t. We bring the questions, context, and next steps into one clear path.
02
Build with intention
Compare model portfolios and set an allocation that respects your goals — not a headline or a hunch.
View strategies ↗MOST POPULAR03
Keep the long view
Review your choices, learn at your pace, and keep your retirement plan aligned as life changes.
Start learning ↗ FIND YOUR FIT
Strategies with
room to grow.
Choose a starting point, then make it yours. Each option is built around a different balance of opportunity, diversification, and volatility.
Compare all strategiesCURRENT FOCUSSteady Horizon
A measured blend designed to keep your retirement plan grounded while exploring a small, intentional crypto allocation.
ILLUSTRATIVE MIX60% traditional · 25% BTC · 15% ETH / cash
THE RETIREMENT PLANNER
See the power of
staying invested.
Adjust the inputs to create a hypothetical projection for your own context. It’s a way to ask better questions — not a promise of future performance.
↳
Small choices compound.
Consistency often matters more than trying to time the market.
HYPOTHETICAL PROJECTION
Your future snapshot
$421,800estimated value at retirement
Today10 yrs20 yrs30 yrs
Illustrative only. Assumes a 6% annual return and does not account for fees, taxes, inflation, or market volatility. Actual results will vary.
LEARN AS YOU GO
More context.
Better decisions.
START HERE
₿
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THE BASICS
Crypto, explained
Crypto, explained
What is crypto, really?
A plain-English foundation for understanding digital assets, wallets, and why people include them in long-term conversations.
Read the guide ↗MONEY 101FEES
matter.
matter.
The fee questions to ask
Know where platform, trading, custody, and fund expenses show up before you commit.
Read the checklist ↗✓SECURITY
YOUR ASSETS
YOUR questions.
YOUR questions.
Custody without the jargon
Explore the practical difference between holding, securing, and accessing your retirement assets.
Read the explainer ↗ TAKE THE NEXT STEP
Build a future
you can see.
Answer a few questions to explore whether a crypto-enabled retirement strategy may fit your plan. No pressure. No promises. Just a clearer next step.
✓Educational review · Takes about 3 minutes
GOOD TO KNOW
Questions are
part of the plan.
We believe a well-informed investor is a stronger investor. Start with the essentials, then take your time.
Talk to our team ↗Can crypto be held in a 401(k)? +
It depends on your employer’s plan design and the provider or custodian available to you. Some plans may offer a digital-asset option, while others may require a rollover or a different retirement account structure. Eligibility should be confirmed before making a move.
Are returns guaranteed? +
No. Crypto and other investments can lose value, sometimes quickly. Any projections on this site are hypothetical illustrations only, not predictions, promises, or individualized financial advice.
How do rollovers work? +
A rollover may move eligible funds from one retirement account to another without taking possession of the money yourself. Tax treatment depends on the account type and details, so consider consulting a qualified tax or financial professional.
How does Americans Crypto Invest make money? +
Our transparent fee page will show any applicable platform, custody, or transaction costs before you make a decision. Always review the full fee schedule and account terms.
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Important risk disclosure
Read full disclosures ↗Digital assets are highly volatile and may not be suitable for every investor. You could lose some or all of your investment. Americans Crypto Invest is an educational experience and does not provide individualized investment, legal, or tax advice. No outcome or return is guaranteed. Review all terms, fees, and risks carefully and consult your own qualified professionals.